Experience financial advice on your terms
Connecting with you
1
Free consultation
You’ll be asked a few questions to help us understand your situation and most immediate concerns.
2
Get organized
We’ll share a complete analysis of your current financial picture and outline several proposals best fit for your needs and preferences.
3
Strategize
Together, we’ll decide what strategy makes sense for you and your family.
4
Keep talking
Finally, we develop an ongoing communication schedule that fits your lifestyle, ranging from annually to monthly.
Why DuCharme?
Our business structure and investment philosophy provide for diligent financial advice and investment management with complete transparency and no hidden-costs.
Investment Philosophy
We believe that public domestic markets are efficient and that asset-allocation has the greatest impact on portfolio performance and risk control. We believe in a modern value investing approach which favors healthy companies with strong cash flows and strong earnings growth.
To remain cost-efficient and tactically flexible we utilize individual securities to craft investment portfolios where appropriate and serve a variety of investor preferences from low-cost passive strategies to actively managed portfolios.
When developing an investment policy we will work together to identify your target return, capacity to bear financial risks, and tolerance for losses. Finally, we leverage a data-driven financial plan and lifetime tax-plan to properly align your investment strategy for long-term success.
Our assumptions and decisions are informed by our research providers including Charles Schwab, Argus Research, Morningstar, S&P Global, Vickers, Reuters, and CFRA.